Simply typing another person’s financial account information or credit card number into a website page to complete an online purchase could lead to criminal charges and a conviction if the account holder did not authorize you to do so.Ĭredit card abuse is a serious crime. For example, if an individual steals a credit card or debit card and the prosecution proves that the individual intended to use it, a conviction could be possible.įurther, an individual does not need to possess the physical credit card or debit card to be arrested and/or charged with credit card abuse and/or one of the earlier mentioned crimes. Possession and intent to use the debit or credit card is enough for an individual to be charged with the crime. Under Texas law, it is not necessary for the accused to actually use a stolen debit or credit card in order to face fraud charges. Check forgery: when an individual steals unsigned checks for the purposes of fraud. This crime may also occur when an individual provides fictitious personal identifying information or provides false information about his or her earnings, repayment ability, and/or financial obligations. Credit fraud: when one person uses another person’s Social Security number (or fictitious Social Security number) and other personal identifying information to apply for or otherwise obtain a credit card, debit card, loan, goods or other property.Sometimes, an individual accused of credit card abuse or fraud may also be charged with identity theft. Identity theft: when an individual’s personal identifying information (birth date, residence address, phone number, Social Security number, etc.) are used in order to fraudulently obtain access to financial accounts or otherwise facilitate the commission of other crimes.Merely possesses a debit or credit card that does not belong to them and intends to use it.Ĭredit card abuse or fraud is frequently entwined with other crimes:.Induces or otherwise coerces the cardholder into buying products and services, even though the cardholder cannot pay for them or.Buys from another party, knowing the property was obtained with a stolen debit or credit card.Uses a stolen or illegally-obtained credit card or debit card to receive goods or services.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |